The Blog
Market Update Market Update with an Eye on Mortgage Rates
I wanted to provide some clarity on what is happening to the mortgage interest rate market that relates to the most current market activity. Key point to remember is that the mortgage backed security market (bond yields) along with the 10 year treasury are what...
The Relationship Between Federal Funds Rate and Mortgage Interest Rate
News hit this week that the Federal funds rate was adjusted to 0%.... But what does that mean, actually?? What is the federal funds rate? The federal funds rate is the interest rate banks charge each other for overnight loans to meet reserve requirements. If a...
Wise words from Infectious Disease MD, Dr. Abdu Sharkawy, Toronto on COVID-19
Doctor Abdu Sharkawy, from Toronto is a leading specialist on infectious diseases. In response to the wake of global fear surrounding the COVID-19 outbreak, Dr. Sharkway posted a Facebook message that went viral. His main points: 1. People need to stop fearing what...
Coronavirus: 10 Things You Should Know Before You Panic
"Regardless of whether we classify the new coronavirus as a pandemic, it is a serious issue. In less than two months, it has spread over several continents. Pandemic means sustained and continuous transmission of the disease, simultaneously in more than three...
The Effect of the Corona Virus on So. Cal. Housing
1. Health is our #1 concern. We are looking at every single activity we do in our business and are operating on the principle that “People are more important than Sales”. We’ve operated this way for over 18 years, but that driver has more impact now than it ever has....
What’s Really Important in Life? Three Things: A Speech from Dr. Martin Luther King Jr.
Now the thing about the length of life: after accepting ourselves and our tools, we must discover what we are called to do. And once we discover it we should set out to do it with all of the strength and all of the power that we have in our systems. And after we’ve discovered what God called us to do, after we’ve discovered our life’s work, we should set out to do that work so well that the living, the dead, or the unborn couldn’t do it any better…
Orange County Housing Market Update – FEB 2020
How to Grow Prolific, Large and Sweet Tomatoes
Through the "advertising" activities of my sweet wife, I have gotten a reputation for being quite the tomato farmer -- you too can have a THRIVING tomato garden this year -- here are the most important tips to help make that happen! Earlier this week Ron went to a...
You’ll Remember the Day
...When you first saw Mike Troutt play in person. Just like, if you were ever so lucky, to see Nolan Ryan pitch in person. You'll never forget it. So too with your first house... and your first steps into it. Your home can create an indelible mark on your soul. It can...
Silence: Be Free Before God
Start reading with 2 minutes of Silence, Stillness, and Centering before God Scripture Reading: Mark 11:15 - 17 On reaching Jerusalem, Jesus entered the temple courts and began driving out those who were buying and selling there. He overturned the tables of...
Why do we find thanksgiving so satisfying, so deeply meaningful?
I think that most of have looked forward to Thanksgiving ever since we were kids. Yeah, it’s partly because of the good food, partly because of being around people we love, and partly just a time of relaxation. But I think that a greatest part of it is because at our...
The Goal of God’s Love May Not Be What You Think It Is
A devotional by John Piper Original Post October 14, 2000. Do people go to the Grand Canyon to increase their self-esteem? Probably not. This is, at least, a hint that the deepest joys in life come not from savoring the self, but from seeing splendor. And in the end...